Privacy & Declaration Notice

Gosifechukwu Microfinance Bank Ltd

At Gosifechukwu Microfinance Bank Ltd, we value your trust and take the privacy of your information seriously. By completing and submitting this loan application form, you agree to the following:

1. Use of Personal Information
- The personal and financial details you provide — including BVN, employment details, salary account information, ID documents, and bank statements — will be used strictly for the purpose of assessing your loan eligibility, processing your application, and complying with regulatory requirements.
- We may verify your information with your employer, bank, or relevant government agencies where necessary.

2. Data Protection & Confidentiality
- All data submitted is treated as confidential and is stored securely in line with applicable data protection laws.
- Your documents will not be shared with unauthorized third parties. However, we may disclose your details to regulators, credit bureaus, and law enforcement agencies if required by law.

3. Applicant’s Declaration
By submitting this loan application form:
- I confirm that all the information I have provided is true, correct, and complete.
- I authorize Gosifechukwu Microfinance Bank Ltd to verify all details provided and obtain information from third parties where necessary.
- I agree that the Bank may deduct loan repayments directly from my salary account or any account linked to my BVN, in line with the loan agreement.
- I understand that if I provide false, misleading, or incomplete information, Gosifechukwu Microfinance Bank Ltd reserves the right to reject my loan application, recall any loan granted, and take legal action where necessary.

4. Legal Consent
By ticking the consent box and submitting this form, I agree to be bound by the terms of this Privacy & Declaration Notice and any further loan agreement I may enter with Gosifechukwu Microfinance Bank Ltd.