Gosifechukwu Microfinance Bank Ltd

Kids Future Savings Account

Ensuring a secure financial future for your child is just as crucial as providing them with a nurturing upbringing. Our Kids Future Savings account is crafted to offer clients the opportunity to save for the well-being of their children or dependents. With a minimal opening balance of ₦500, this savings account provides a means to safeguard a child's future until they reach adulthood. Earn interest on your entire account balance with a Kids Future Savings account. It's a way to accumulate cash effortlessly while providing financial security for your child's future.

Introducing Kids Future Savings account

Features

Account opening with N500 (minimum)
1.25% Per Annum interest rate on savings
Opportunity for your child to win our Scholarship
Convenient and easy withdrawal anytime, anywhere nationwide
Payments can be made anywhere nationwide with our ebanking system App.
Very low entry balance.
Easy access to your account.
Secured future for your child.
Available to Groups and Individuals.
Expert financial advice.

Documents Required

Duly completed application form
2 recent passport-size photographs
Current utility bill
A valid means of ID (national ID, driver's license, voter's card, or international passport)

Business Loans

Empower your business with our flexible and accessible business loan solutions. Secure your financial future with our diverse savings and investment options and benefit from expert financial advice tailored to your business goals. No matter the industry your enterprise operates in, Gosifechukwu Microfinance Bank is ready to provide the credit support you need to expand your business. Expanding big businesses requires substantial funding, and our "SME Loan Scheme" is tailored to meet the specific needs of Small and Medium Scale Enterprises (SMEs) in our vicinity. At Gosifechukwu, we are committed to supporting the growth of your business, providing not just financial assistance but also valuable training and advice to ensure your success.

Introducing SME Loan Scheme

Features

Facility amount up to N5,000,000
Methodology: Individual
Duration: 12 - 24 months

Benefits

Easy Approach System
Access to funds for business expansion
Flexible repayment structure
Training on basic financial management, business planning, and customer relations
Free expert financial advice available

Documentation

Loan application letter
Duly completed application form
2 guarantors
A valid means of ID (national ID, driver's license, voter's card, or international passport)
Current utility bill
2 recent passport-size photographs

Electronic Mobile Banking

Embracing the positive advancements in Technology in the 21st Century, our bank is actively leveraging these benefits. We proudly present our fully-fledged Customer's Mobile Banking App, accessible to all individual account holders, enabling seamless transactions and account monitoring.

Introducing Electronic Mobile Banking

Key E-banking Features

Quick Account Balance Inquiry (accessible via web, mobile, and USSD)
Quick Internal Transfer (Single and Bulk transfers within Oko MFB customers)
Quick External Transfer (Single and Bulk transfers to any commercial bank in Nigeria with built-in account number confirmation)
Internal/Local Cash Withdrawal (at branches, cash offices, ebanking agents, etc.)
External/Remote Cash Withdrawal from any ATM in Nigeria
Bill Payment (Buy airtime, data, Cable TV Subscription, etc. for yourself and others)
Online Shopping and Payment directly from your account
Pay-Small-Small (Gradually pay up for goods and services listed on our Pay-small-small platform)
Rotational/Group Savings (Participate in weekly, monthly, and/or annual electronic rotational/group savings)
Electronic Deposit/Recharge (Buy and deposit cash with our recharge card Pin)
Instant Bank Account Opening within the app or on our website via PC

Personal Self Salary Payment System (Setup Personal Salary Payment for up to 5 workers)
Corporate Self Salary Payment (For Corporate Self Salary Payment, contact ebanking Unit for bulk processing)
Loan Eligibility Checker and e-Loan Application System
Loan Interest Calculator and Auto Loan Repayment Setup
Live System Queries/Filters and Overdraft/Salary Advance eligibility Checker/Request
Bulk SMS Messaging System for Bulk SMS Business
Enabled Notifications, Auto Transaction Reversal, and Free e-shop for businesses
Electronic KYC System and Self-transaction Reversal system
Automated fraud detection and Virtual ATM Card Request and Issuance within the App
Transaction OTP/SafeToken System and Career Application/ebanking Agents/Marketers Recruitment
e-Banking API documentation and integration support
Activation and Deactivation of Accounts System